So I have this employee. Nice kid. Nice guy overall. He works hard for me, and does a decent job.
But he never has any money. Always broke, always behind.
Today, he asked me if it was legal for the ATM at the convenience store to charge $5 for each transaction. He was complaining that they had just raised the charge from $4.
I asked him why he didn't use the banks ATM, as that should be free.
"Too far out of my way." he replied. "I gotta go 6 blocks off my route to work...that takes 10 minutes. makes me late for work"
"Leave earlier", I replied.
"I just hate having to spend $5.00 every day to get my money," he said. Ignoring the suggestion.
"How much do you get every day?" I asked.
"$20" he answered.
"So you spend $25 a week to get $20 per day?" I asked. "25 % of your cash for ATM fees?"
"So get a $100 on Monday, and save the charges. That's saving you $20 a week"
"Can't do that...if I did that, I'd spend it all in one day".
Some people just screw themselves. He's spending $25 per week to have access to his $100. Because he can't control himself.
And he wonders why he is always broke.